It's Your Money. Shouldn't It Be at Your Credit Union?

After four years of record-setting profits (over 123 Billion dollars last year) the banking industry is on track to set another profit record this year.

Credit Unions - A Better Way

Here are a few real-life examples that illustrate the credit union difference in dollars and cents:

• Checking accounts at credit unions cost an average of 40% less than bank checking accounts.
  
• On used car loans, credit Unions charge an average of 30% less interest than banks.
  
• Credit union households save an average of $149 per year due to better rates and lower fees - that's over $6.3 billion a year!

What's the Difference?

The difference is ownership. Credit unions are not-for-profit cooperatives - they're actually owned and controlled by the same people they serve in the communities they serve. Each member, no matter how much he or she has on deposit, has an equal voice in director elections.

Ownership has its advantages, including superior service, attractive loan rates, and lower fees.

Banks, on the other hand, are owned and controlled by outside shareholders who expect to earn profits.

What Should I Do?

It's pretty simple - move your accounts to a credit union. At just about any credit union, you'll find every financial service and all the conveniences you and your family need, including nationwide ATM access, internet and phone account access, mortgages, investments, and much more.

Of course, if you live or work in or near Missoula, Montana, contact Montana First Credit Union. If you don't live in that area, a good place to start is How to Join a Credit Union from the Credit Union National Association.

For More Information:

Consumer Information about Credit Unions

How to Join a Credit Union

Montana Credit Union Network

Montana First Credit Union proudly serves the people who live and work in Missoula and surrounding trade areas.